暨南学报(哲学社会科学版)

作者：张英

单位：广东技术师范大学法学与知识产权学院,西安交通大学博士生。

关键词：互联网,金融创新,经济犯罪,风险生成,犯罪防控

互联网金融创新给人们的生活带来了前所未有普惠金融服务的同时,基于互联网金融创新而产生的各类经济犯罪也相伴而生,对其进行及时、有效的防控势在必行。互联网金融创新的经济犯罪风险是经由互联网技术、金融创新开放性、现代企业制度和犯罪“脱域”机制等因素的互动而生成并扩散的,须从刑事处罚、行政监管和行业自律三方面建立相应的机制来防控,因此,必须完善行业法律法规、加强相关部门之间的协作、建立完善的征信体系,推动全社会的共同参与和防控,从而形成有效的防控机制。"/>template{display:none;}.mag-rich-xref-fn { cursor: pointer;}//长视频$(document).ready(function(){if($("#showLongArticleVideo") && $("#showLongArticleVideo").length && $("#showLongArticleVideo").length>0){mag_ajax_update({ele_id:'showLongArticleVideo',url:mag_currentQikanUrl() + "/CN/article/showLongArticleVideo.do?id="+$("#articleId").val()});}});$(document).ready(function(){window.metaData = {"journal":{"issn":"1000-5072","qiKanMingCheng_CN":"暨南学报（哲学社会科学版）","id":2,"qiKanMingCheng_EN":"Jinan Journal"},"article":{"keywordList_cn":["犯罪防控","风险生成","互联网","金融创新","经济犯罪"],"juan":"40","zhaiyao_cn":"互联网金融创新给人们的生活带来了前所未有普惠金融服务的同时,基于互联网金融创新而产生的各类经济犯罪也相伴而生,对其进行及时、有效的防控势在必行。互联网金融创新的经济犯罪风险是经由互联网技术、金融创新开放性、现代企业制度和犯罪“脱域”机制等因素的互动而生成并扩散的,须从刑事处罚、行政监管和行业自律三方面建立相应的机制来防控,因此,必须完善行业法律法规、加强相关部门之间的协作、建立完善的征信体系,推动全社会的共同参与和防控,从而形成有效的防控机制。","endNoteUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/article/getTxtFile.do?fileType=EndNote&id=6129","reference":"","bibtexUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=BibTeX&id=6129","abstractUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/Y2018/V40/I8/75","qi":"8","id":6129,"nian":2018,"bianHao":"2018-8-75","zuoZheEn_L":"ZHANG Ying","juanUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/Y2018","shouCiFaBuRiQi":"2018-07-17","qiShiYe":"75","qiUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/Y2018/V40/I8","lanMu_cn":"互联网金融法治","pdfSize":"747","zuoZhe_CN":"张英","risUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=Ris&id=6129","title_cn":"互联网金融创新下的经济犯罪防控机制探究","jieShuYe":"84","keywordList_en":["Crime prevention","Financial crime","Financial innovation","Internet","Risk generation"],"endNoteUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=EndNote&id=6129","zhaiyao_en":"The internet financial innovation in China has brought unprecedented financial services with great benefits to common people. However, different kinds of financial crimes come along with it. Therefore, it is imperative to implement effective policies for prevention and control. The internet financial crimes come from the mutual interaction among internet technology, financial innovation, modern corporation system as well as crime disembodying mechanism. The prevention and control need to be built from the following aspects: criminal penalty, administrative supervision, and industry self-regulation. The author thereby gives four suggestions, namely improving the laws and regulations, enhancing the cooperation, setting up the perfect credit system, and joint participation of the public. 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来源：2018年第8期

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