暨南学报(哲学社会科学版)

作者：王灏

单位：中国法学会副研究员,法学博士。

关键词：人工智能,智能投顾,法律风险,责任承担,投资者保护

智能投资顾问服务是指智能投顾运营者利用智能投顾向投资者提供投资建议或在投资者授权范围内为其进行资产管理,该服务法律属性为智能投顾运营者将智能投顾作为辅助工具向投资者提供投资顾问服务的合同法律关系。其中,智能投顾运营者与研发者之间系委托开发合同,与投资者之间系委托合同。在智能投资顾问服务中,智能投顾不可或缺,而由其引发的技术、操作、代理以及信息风险亦不可避免。由于智能投顾的客体属性,其背后的部署者才是上述风险的真正责任主体。投资者可以通过智能投顾研发者主张产品责任、向智能投顾运营者主张合同责任和侵权责任进行救济。"/>template{display:none;}.mag-rich-xref-fn { cursor: pointer;}//长视频$(document).ready(function(){if($("#showLongArticleVideo") && $("#showLongArticleVideo").length && $("#showLongArticleVideo").length>0){mag_ajax_update({ele_id:'showLongArticleVideo',url:mag_currentQikanUrl() + "/CN/article/showLongArticleVideo.do?id="+$("#articleId").val()});}});$(document).ready(function(){window.metaData = {"journal":{"issn":"1000-5072","qiKanMingCheng_CN":"暨南学报（哲学社会科学版）","id":2,"qiKanMingCheng_EN":"Jinan Journal"},"article":{"keywordList_cn":["法律风险","人工智能","投资者保护","责任承担","智能投顾"],"juan":"41","zhaiyao_cn":"智能投资顾问服务是指智能投顾运营者利用智能投顾向投资者提供投资建议或在投资者授权范围内为其进行资产管理,该服务法律属性为智能投顾运营者将智能投顾作为辅助工具向投资者提供投资顾问服务的合同法律关系。其中,智能投顾运营者与研发者之间系委托开发合同,与投资者之间系委托合同。在智能投资顾问服务中,智能投顾不可或缺,而由其引发的技术、操作、代理以及信息风险亦不可避免。由于智能投顾的客体属性,其背后的部署者才是上述风险的真正责任主体。投资者可以通过智能投顾研发者主张产品责任、向智能投顾运营者主张合同责任和侵权责任进行救济。","endNoteUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/article/getTxtFile.do?fileType=EndNote&id=6289","reference":"","bibtexUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=BibTeX&id=6289","abstractUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/Y2019/V41/I8/27","qi":"8","id":6289,"nian":2019,"bianHao":"2019-8-27","zuoZheEn_L":"WANG Hao","juanUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/Y2019","shouCiFaBuRiQi":"2019-07-11","qiShiYe":"27","qiUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/Y2019/V41/I8","lanMu_cn":"民商法学","pdfSize":"727","zuoZhe_CN":"王灏","risUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=Ris&id=6289","title_cn":"智能投资顾问服务之法律风险承担","jieShuYe":"38","keywordList_en":["artificial intelligence","intelligent investment advisory","legal risk","liability bearing","protection of investor"],"endNoteUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=EndNote&id=6289","zhaiyao_en":"Intelligent investment advisory service refers to intelligent investment operators providing investment advice to investors or asset management within the scope of investors' authorization by using intelligent investment advisory, and its legal attribute is a contract legal relationship that the operators of intelligent investment advisory provide the intelligent investment advisory service to the investor by using intelligent investment advisory as an instrument. 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来源：2019年第8期

《暨南学报(哲学社会科学版)》期刊编辑部

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