暨南学报(哲学社会科学版)

作者：娄宇

单位：中国政法大学民商经济法学院副教授。

关键词：保险争议,诉讼外解决模式,比较法,模式选择,启示

基金：中国政法大学第六批青年教师学术创新团队(批准号:19CXTD08);中国政法大学“优秀中青年教师培养支持计划”(批准号:DSJCXZ180418)。

在比较法的视野中,保险争议诉讼外解决模式有三种:以英国为代表的独立第三方解决模式,以日本、法国和德国为代表的依托行业协会的解决模式,以美国为代表的法庭诉讼内嵌模式。每一种模式都与该国的政治和司法体制、诉讼文化、法律技术与传统、社会经济发展程度密切相关。需要在对我国的司法制度、诉讼传统、保险行业发展水平进行综合考量的基础上借鉴国外的先进经验:独立第三方解纷模式严重依赖政府公权力,不利于机构精简和行政权与司法权的分离,法庭诉讼内嵌式模式的成本较高,不利于保险消费者维权。发挥保险行业协会在资金和专业人员储备方面的优势,建立以行业协会为依托,但又独立于行业协会的诉讼外解决模式应当作为我国未来的选择。"/>template{display:none;}.mag-rich-xref-fn { cursor: pointer;}//长视频$(document).ready(function(){if($("#showLongArticleVideo") && $("#showLongArticleVideo").length && $("#showLongArticleVideo").length>0){mag_ajax_update({ele_id:'showLongArticleVideo',url:mag_currentQikanUrl() + "/CN/article/showLongArticleVideo.do?id="+$("#articleId").val()});}});$(document).ready(function(){window.metaData = {"journal":{"issn":"1000-5072","qiKanMingCheng_CN":"暨南学报（哲学社会科学版）","id":2,"qiKanMingCheng_EN":"Jinan Journal"},"fundList_cn":["中国政法大学第六批青年教师学术创新团队(批准号:19CXTD08);中国政法大学“优秀中青年教师培养支持计划”(批准号:DSJCXZ180418)。"],"article":{"keywordList_cn":["保险争议","比较法","模式选择","启示","诉讼外解决模式"],"juan":"42","zhaiyao_cn":"在比较法的视野中,保险争议诉讼外解决模式有三种:以英国为代表的独立第三方解决模式,以日本、法国和德国为代表的依托行业协会的解决模式,以美国为代表的法庭诉讼内嵌模式。每一种模式都与该国的政治和司法体制、诉讼文化、法律技术与传统、社会经济发展程度密切相关。需要在对我国的司法制度、诉讼传统、保险行业发展水平进行综合考量的基础上借鉴国外的先进经验:独立第三方解纷模式严重依赖政府公权力,不利于机构精简和行政权与司法权的分离,法庭诉讼内嵌式模式的成本较高,不利于保险消费者维权。发挥保险行业协会在资金和专业人员储备方面的优势,建立以行业协会为依托,但又独立于行业协会的诉讼外解决模式应当作为我国未来的选择。","endNoteUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/article/getTxtFile.do?fileType=EndNote&id=6386","reference":"","bibtexUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=BibTeX&id=6386","abstractUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/Y2020/V42/I2/70","qi":"2","id":6386,"nian":2020,"bianHao":"2020-2-70","zuoZheEn_L":"LOU Yu","juanUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/Y2020","shouCiFaBuRiQi":"2020-03-25","qiShiYe":"70","qiUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/Y2020/V42/I2","lanMu_cn":"经济法","pdfSize":"846","zuoZhe_CN":"娄宇","risUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=Ris&id=6386","title_cn":"论保险争议诉讼外解决模式与我国的选择","jieShuYe":"85","keywordList_en":["comparative law","enlightenment","insurance dispute","litigation outside the settlement model","mode selection"],"endNoteUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=EndNote&id=6386","zhaiyao_en":"In the field of comparative law, there are three kinds of insurance contract disputes litigation outside the settlement mechanism: An independent third-party settlement model represented by the United Kingdom, a settlement model relying on industry associations represented by Japan, France, and Germany, and a court litigation embedded model represented by the US. 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来源：2020年第2期

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