暨南学报(哲学社会科学版)

作者：孙雷蕾, 王国军

单位：王国军,对外经济贸易大学保险学院。

关键词：旅游保险,市场分析,制度设计

新冠疫情使旅游经济遭受重创,许多旅游供应商和服务商陷入经营困境,尽快建立风险预警以及风险保障机制成为旅游行业的共识。为推动旅游经济健康发展,文化旅游“十四五”规划提出旅游经济要实现高质量发展,创新产品和服务模式,实施风险评估和预警。在旅游行业逐步建立风险治理制度的过程中,商业保险能够为旅游经济及各经济主体提供更专业的风险分散及风险评估服务。作为风险管理的财务手段,保险在旅游行业的风险管理中发挥着重要的作用。本文基于旅游经济学研究的视角,对旅游市场潜力及保险需求进行分析,判断商业保险及政府救助在旅游行业风险治理机制中的作用,并提出建立旅游保险制度的建议。"/>template{display:none;}.mag-rich-xref-fn { cursor: pointer;}//长视频$(document).ready(function(){if($("#showLongArticleVideo") && $("#showLongArticleVideo").length && $("#showLongArticleVideo").length>0){mag_ajax_update({ele_id:'showLongArticleVideo',url:mag_currentQikanUrl() + "/CN/article/showLongArticleVideo.do?id="+$("#articleId").val()});}});$(document).ready(function(){window.metaData = {"journal":{"issn":"1000-5072","qiKanMingCheng_CN":"暨南学报（哲学社会科学版）","id":2,"qiKanMingCheng_EN":"Jinan Journal"},"article":{"keywordList_cn":["旅游保险","市场分析","制度设计"],"juan":"43","zhaiyao_cn":"新冠疫情使旅游经济遭受重创,许多旅游供应商和服务商陷入经营困境,尽快建立风险预警以及风险保障机制成为旅游行业的共识。为推动旅游经济健康发展,文化旅游“十四五”规划提出旅游经济要实现高质量发展,创新产品和服务模式,实施风险评估和预警。在旅游行业逐步建立风险治理制度的过程中,商业保险能够为旅游经济及各经济主体提供更专业的风险分散及风险评估服务。作为风险管理的财务手段,保险在旅游行业的风险管理中发挥着重要的作用。本文基于旅游经济学研究的视角,对旅游市场潜力及保险需求进行分析,判断商业保险及政府救助在旅游行业风险治理机制中的作用,并提出建立旅游保险制度的建议。","endNoteUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/article/getTxtFile.do?fileType=EndNote&id=6566","bibtexUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=BibTeX&id=6566","abstractUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/Y2021/V43/I12/107","qi":"12","id":6566,"nian":2021,"bianHao":"2021-12-107","zuoZheEn_L":"SUN Leilei, WANG Guojun","juanUrl_en":"https://jnxb.jnu.edu.cn/skb/EN/Y2021","shouCiFaBuRiQi":"2022-01-05","qiShiYe":"107","qiUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/Y2021/V43/I12","lanMu_cn":"金融研究","pdfSize":"1855","zuoZhe_CN":"孙雷蕾, 王国军","risUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=Ris&id=6566","title_cn":"旅游保险:发展潜力、市场需求与制度设计","jieShuYe":"119","keywordList_en":["market analysis","system design","tourism insurance"],"endNoteUrl_cn":"https://jnxb.jnu.edu.cn/skb/CN/article/getTxtFile.do?fileType=EndNote&id=6566","zhaiyao_en":"The COVID-19 has severely hit the tourism economy, and many tourism suppliers and service providers are in business difficulties. 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来源：2021年第12期

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